RateShop.ca | Mortgage Learning Centre

Get the lowest mortgage rates in Canada from RateShop.ca

💳 Debt Consolidation Through Mortgage Refinancing: A Smart 2025 Strategy

💳 Debt Consolidation Through Mortgage Refinancing: A Smart 2025 StrategyBy: Ali Zaidi Published on: 22/08/2025

New Blog Post Description

Mortgage Rates
💳 Debt Consolidation Through Mortgage Refinancing: A Smart 2025 Strategy

HELOC vs Refinance: Best Ways to Tap Home Equity in 2025

HELOC vs Refinance: Best Ways to Tap Home Equity in 2025By: Ranjit Nanda Published on: 19/08/2025

Compare HELOCs and mortgage refinancing in 2025 to see which option helps Canadian homeowners access equity, lower payments, and reach financial goals faster.

Mortgage Rates
HELOC vs Refinance: Best Ways to Tap Home Equity in 2025

5 Year - Fixed Term from

3.89%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.